New build or resale in Bosnia? What to check in each case

The question is not which is better but which suits you. What matters is knowing what to check.

New build from a developer

Advantages: modern construction, better insulation and heating, lift and parking. What to check:

• The building permit (građevinska dozvola) in the developer’s name, for the same plot.
• The use permit (upotrebna dozvola) after completion — registration is not complete without it.
• Whether the flats are registered as separate units in the land registry.
• If buying off-plan: payment schedule, handover date, and what happens on delay.
• The developer’s record — visit an earlier project.

The first sale of a new property is usually subject to VAT, included in the price, while a resale carries transfer tax. Ask the notary which applies to yours.

Resale property

Advantages: you see exactly what you buy, an established neighbourhood, and often more land. What to check:

• The land-registry extract: owner, mortgages, notes.
• Is everything that is built permitted and registered? Unpermitted additions cause problems.
• Roof, damp, installations and type of heating.
• Utility bills paid up.
• If there are heirs: everyone signs.

Bottom line

New is easier to maintain; resale is clearer in what you get. Either way: documents before deposit.

Written in October 2026 as general information, not legal or tax advice. Conditions and fees change and differ between areas — confirm with a notary or accountant before you decide.