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Money and internet in Bosnia: the mark, cards and a SIM card

Practical tips

Money and internet in Bosnia: the mark, cards and a SIM card

The Bosnian mark is pegged to the euro at a fixed rate, and cash is still needed in small shops and taxis. Plus: which SIM to get and why EU roaming does not cover Bosnia.

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2 min read

Money in Bosnia is simple once you know three things: the currency is fixed to the euro, cards do not work everywhere, and there is an ATM in every town.

The currency

The currency is the “convertible mark”, written KM or BAM. It is permanently pegged to the euro, so it does not move against it. Against the dirham, riyal and dinar it moves as the euro does — see the daily figure on our exchange-rate page.

Cash or card?

Hotels, malls and larger restaurants in the cities take cards. Bakeries, small cafés, open markets and most taxis are cash only. ATMs are widespread and accept international cards — withdraw in marks and decline “conversion in your card’s currency” if offered, as the rate is usually worse.

Central Sarajevo — ATMs and banks within walking distance in every district
Central Sarajevo — ATMs and banks within walking distance in every district

Changing money

Change at banks or licensed exchange offices and keep the receipt. Euros are the easiest to change; dollars are accepted. Some shops take euros directly but give change in marks.

SIM card and internet

There are three operators: BH Telecom, m:tel and HT Eronet. They sell prepaid SIMs and visitor data packages at the airport, kiosks and their own shops; bring your passport. Note that Bosnia is outside the EU, so an “EU roaming” allowance usually does not cover it. Wi-Fi is available in most hotels and cafés.

Written in October 2026. Rules, timetables and prices change — check the official source before you travel or decide.

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